401(k), Cash Balance and Defined Benefit Plans
Why Your 401(k) or Retirement Plan Matters More Than You Think!
I know you weren’t thinking, “I really should start or benchmark our 401k today!” but I believe a 401k plan isn’t just about retirement—it’s about showing your employees that their future matters. I’m Jason Harris, a Financial Advisor, and my mission is to help companies like yours build 401k plans that inspire confidence, strengthen loyalty, and protect your financial health.
Why does this matter? Because a great 401k plan empowers your team to thrive while safeguarding your company from hidden costs and risks. Too often, I see plans that are dated, have been on cruise control since inception and haven't kept up with the direction or future vision of the company.
The Employee Retirement space has went through many changes, even just over the last few years with Secure Act 1.0, Secure Act 2.0 with potentially more legistation coming. It's vital that as an employer you have a trusted advisor on your team that can help navigate you through these changes in order to stay competitive and compliant in today's markets.
Some features of current plans include:
- Safe Harbor
- Cash Balance
- Key Employee Comp
- SERP/Split Dollar
- Corporate Owned Life Insurance
Let’s do a 401k checkup. I’ll analyze your plan and show you how it stacks up—fees, performance, and employee engagement. No cost, no commitment, just hard data to help you make smarter decisions. At the very least, you’ll gain clarity on your plan’s impact. At best, you’ll create a benefit that your team will thank you for.